Please note creditmanagementworld.com is not in the business of providing legal advice.  The material shown below is for information purposes only. Laws constantly change, and vary widely by state.  We recommend that you do further research and consult an attorney if you have any questions concerning the statute of limitations and how it may apply to your rights as a creditor.

State Alabama Alaska Arizona Arkansas California Colorado Connecticut Delaware D.C Florida Georgia Hawaii Idaho Illinois Indiana Iowa Kansas Kentucky Louisiana Maine+ Maryland Massachusetts+ Michigan Minnesota Mississippi Missouri Montana Nebraska Nevada New Hampshire New Jersey New Mexico New York North Carolina North Dakota Ohio Oklahoma Oregon Pennsylvania Rhode Island South Carolina South Dakota Tennessee Texas Utah Vermont Virginia Washington West Virginia Wisconsin Wyoming

Written Contracts 6 years 3 years 6 years 5 years 4 years 6 years 6 years 3 years 3 years 5 years 6 years 6 years 5 years 10 years 10 years* 10 years 5 years 15 years 10 years 6 years 3 years 6 years 6 years 6 years 3 years 10 years 8 years 5 years 6 years 3 years 6 years 6 years 6 years 3 years 6 years 15 years 5 years 6 years 4 years 10 years 3 years 6 years 6 years 4 years 6 years 6 years 5 years 6 years 10 years 6 years 10 years

Oral Contracts 6 years 3 years 3 years 3 years 2 years 6 years 3 years 3 years 3 years 4 years 4 years 6 years 4 years 5 years 6 years 5 years 3 years 5 years 10 years 6 years 3 years 6 years 6 years 6 years 3 years 5 years 5 years 4 years 4 years 3 years 6 years 4 years 6 years 3 years 6 years 6 years 3 years 6 years 4 years 10 years 3 years 6 years 6 years 4 years 4 years 6 years 3 years 3 years 5 years 6 years 8 years

Promissory Notes 6 years 3 years 6 years 5 years 4 years 6 years 6 years 6 years 3 years 5 years 6 years 6 years 5 years 10 years 6 years 10 years 5 years 15 years** 5 years 6 years 3 years 6 years 6 years 6 years 3 years 10 years 8 years 5 years 6 years 3 years 6 years 6 years 6 years 3 years 6 years 15 years 5 years 6 years 4 years 10 years 3 years 6 years 6 years 4 years 6 years 6 years*** 6 years 6 years 10 years 6 years 10 years

Statute of Limitations by State

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